Terms of Use

By using salraycoach.com and booking services with Sal Ray ("we", "us"), you agree to these terms.

Nature of Services

Sal Ray provides non-clinical coaching and personal development services. These services do not constitute medical or psychological treatment. See the Professional Disclaimer for full detail.

Payment

Consultation and program fees are payable in advance through the booking platform. [Confirm final payment processor and terms once selected.]

Cancellation

See the Cancellation & Rescheduling Policy for details on rescheduling and refund eligibility.

Intellectual Property

The S.T.A.B.L.E. Method and all site content are the property of Sal Ray and may not be reproduced without permission.

Limitation of Liability

Services are provided "as is" without guarantee of specific outcomes. [Final liability language pending attorney review.]